Will a credit search take place?Updated 2 months ago

Klarna's pay in 3 / pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.

When you use Pay in 3 installments, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.